This is the diagram I am least happy with. Although each of the elements shown are connected with money in one way or another, some of them concern the statutory systems and others are more relevant to individuals. Would it be better if I tried to do this as more than one diagram (which would mean more than one blob on the top level diagram)? If it were split, what splits would you suggest? Have you any other suggestions on how I might improve this diagram?

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Many thanks for taking the time to look at these diagrams and comment on them.